You may have heard of peculiar scam in which you'll get a call from an unknown number and the caller will ask "Can you hear me?" The immediate reaction most people have is to say "yes," however by ...
CallerSmartBeing able to get a lump sum of money from the government in the form of a grant is a dream come true for most people. The best part about getting a government grant is the fact that they do not ha...
CallerSmartYou may have received calls from people claiming to be from police officer foundations or public safety charities. Though some of these may be legitimate more often than not they are ...
CallerSmartThe car accident phone scam overview is a typical phishing phone scam. What you think is a good samaritan calling you to express their apologies for having hit your car and offering money to repair...
CallerSmartYou may have seen news reports of phone scams involving a caller stating that a relative had been kidnapped. All over the country there have been stories of these frightening phone calls. Most rece...
CallerSmartThough ringtone download texts are less common than they used to be, it's still a scam that affect many people each year. This type of phone fraud is typically referred to as cramming. ...
CallerSmartEvery winter this phone scam starts making the rounds. Designed to make you panic and give out financial information, scammers use your fear of having your electricity cut to solicit money....
CallerSmartThis common phone scam is very much like the free cruise phone scam...
CallerSmartMany businesses still use faxes to send important information. Though this scam isn't as common as it once was, it can still be a threat to business owners. We'll go over the basics of this scam an...
CallerSmartThis is a phone scam that specifically targets restaurants, so if you own or work in a restaurant be sure to keep an eye out for it. Depending on your state the health inspector will have different...
CallerSmartIf you have family members or friends living in another country you may have purchased prepaid calling cards in order to keep in touch with them. These cards sell long-distance minutes in a block a...
CallerSmartTraffic light cameras, or red light cameras as they’re also known, have made it impossible to run a red light. Whenever a car goes through a red light the camera will snap a picture of the li...
CallerSmartImagine getting a call from your bank and they state that you’re eligible for a reimbursement of fees. They made a mistake on your account and took too many fees and now they would like to re...
CallerSmartWho wouldn’t want a free cruise to Hawaii or the Caribbean? We know that if we won a free cruise we certainly wouldn’t give it up. Scammers knowing the temptation of a ...
CallerSmartTelevision services are sur...
CallerSmartIdentity theft is a serious problem that's growing every year. The Bureau of Justice found that ...
CallerSmartElderly people are frequently targeted by scam artists. They are often desperate for assistance and may be developing cognitive problems that make it difficult for them to identify scams. Scammers ...
CallerSmartCell phone bills can be ridiculously expensive these days. The average cell phone bill is over $100 a month and many plans charge even more. Scammers aren't above taking advantage of disgruntled cu...
CallerSmartBluetooth technology has come a long way since its invention in 1994, it’s also grown immensely in popularity among users. Now speakers, headphones, TVs, and even cars use bluetooth technolog...
CallerSmartNot all phone scams target individuals, some scams target major corporations. The FBI estimates that ...
CallerSmartToday it seems that the ...
CallerSmartThough half of American households are now ...
CallerSmartThis scam is a derived from one of the oldest and best known scams, the ...
CallerSmartApple has earned a very large and loyal base of followers. Over ...
CallerSmartCoping with the loss of a good friend or family member can be extremely difficult. Sadly, scam artists aren't above exploiting people that have just lost a loved one....
CallerSmartMany people fall victim to work-at-home business scams. The Federal Trade Commission receives over ...
CallerSmartOne of the main tools that scammers use to exploit their victims is fear. The counterfeit bill scam is a perfect example of this. ...
CallerSmartMobile messaging apps are very popular these days. Kik has 300 million registered users...
CallerSmartScammers have found no shortage of ways to exploit vulnerable seniors. They often take advantage of needy seniors by promising ...
CallerSmartFree vacation scams are nothing new, but what if it isn't a free cruise or some type of timeshare program that you’ve never heard of that the caller is offering? What if the caller is telling...
CallerSmartA growing number of Americans are joining credit unions. Credit unions are different from banks in that they are not-for-profit and every person with account becomes an owner. Unlike banks where th...
CallerSmartThere are hundreds of variations of credit card scams. As soon as people catch onto one scam, the con artists are usually a few steps ahead with another more sophisticated scam. The comprom...
CallerSmartNothing is more difficult than losing a loved one. Not only is there the emotional pain of loss, but there may also be financial loose ends that need to be tied up. There may even be financial trou...
CallerSmartThe Great Recession that started in 2008 was an international recession that affec...
CallerSmartImpostor phone scams are one of the main variations of ...
CallerSmartHave you ever gotten a strange text message claiming to be from your bank? If so, you may have been targeted by a scammer. Impersonation and phishing scams will frequently claim that there’s ...
CallerSmartCarbon offset credits are legal allowances for a company to produce a certain amount of carbon emissions. These credits are transferable, so many organizations sell unused carbon credits every year...
CallerSmartSurvey calls are a constant annoyance and can be dangerous. Giving your information out during a survey call that's not legitimate can put you at risk of having your information sold to third parti...
CallerSmartCredit card phone scammers are becoming bolder and bolder. While the lower cr...
CallerSmartText message spam is a growing problem in the United States. A 2011 study by ...
CallerSmartOne of the first Veterans Outreach Centers opened in Rochester, NY in 1973 to help local Vietnam veterans. The ...
CallerSmartCredit card fraud has become a serious epidemic in recent years. Between 2009 and 2015, credit card fraud cost American consumers about ...
CallerSmartPrescription drug use in the United States is very prevalent. According to data from the Mayo Clinic, nearly ...
CallerSmartSeniors are targeted by scam artists more than any other demographic in the United States. According to the National Council on Aging, ...
CallerSmartIn 2014 and 2015, the Federal Communications Commission (FCC) and it's partners fined telephone carriers over $350 million for unauthorized charges. These unauthorized charges are part of a common ...
CallerSmartOver 2 million homeowners report having their homes robbed ...
CallerSmartThere are nearly 1.5 million active duty military personnel in the United States that are serving both abroad and domestically. In addition, to this there nearly another ...
CallerSmartImagine getting a call from someone claiming to be an FBI agent and they state that you've fallen behind on your taxes or your federal student loans. They claim that there is a federal warrant out ...
CallerSmartThe U.S. Department of State estimates that there are ...
CallerSmartThere are a number of different phone scams that revolve around credit cards, whether it's the ...
CallerSmartMagazine subscriptions in the United States are estimated to be around a ...
CallerSmartNow more than ever do we rely on credit cards. Recent studies have found that 70% of consumers in the United States have at least one credit card. Having a ...
CallerSmartYou could be the victim of a phone scam and not even know it. Phone scammers, many times prisoners, will use the call-forwarding feature to make dozens of long-distance, collect phone calls with yo...
CallerSmartIn 2016 there were nearly 50 reports to FEMA of major natural disasters happening throughout the year in the U.S. These ...
CallerSmartIn the next decade the consumer spending in the U.S. could become completely cashless, the convenience of paying for everyday items with debit and credit cards has quickly fueled a race towards cas...
CallerSmartMany important account logins are tied to your phone number. You may receive verification codes sent to your phone number in order to confirm your identity when logging into these accounts from a n...
CallerSmartIf you are a U.S. citizen, 18-years-old and older, you may be summoned for jury duty. Many people dread their jury summons and may even choose to ignore it. Having to skip work to sit on a jury cou...
CallerSmartYour phone rings and you look at the caller ID, it reads 876-something and looks like any normal 10-digit U.S. phone number. However, this isn't a U.S. phone number, it's a Jamaican number and it m...
CallerSmartImagine receiving a call, the number which displays on your caller ID is that of your local sheriff's station. You answer worried and ask what the problem is. The caller informs you that they are a...
CallerSmartNearly 61 million American receive Social Security benefits. For seniors it is often their main source of income and they depend on the monthly payments to support themselves. Of Americans ages 65 ...
CallerSmartIn the past people would find local businesses and services in their area by flipping through the yellow pages, howev...
CallerSmartMany Americans take a prescription medication everyday. In fact almost ...
CallerSmartRunning a small business is no easy task, however, small businesses make up nearly the majority of the U.S. economy with ...
CallerSmartWith the rise of streaming services like Netflix and ...
CallerSmartOver 99% of businesses in the United States are small businesses, consisting of less than 500 employees. The majority of start-ups (businesses started in less than one year) in the U.S. have an ave...
CallerSmartThe Medicare open enrollment period runs from October to December each year. During this period Medicare phone scams and phone-related fraud are at an all time high. Phone scammers mostly target an...
CallerSmartFor many people, pets are like family members and if their pet gets lost it can be heartbreaking for the individual and family. Many people will post flyers with photos of the pet, a phone number f...
CallerSmartThere are many scams that target seniors - ...
CallerSmartEnsuring that elderly loved ones are well taken care is a growing concern for many families. As of 2011 seniors account for ...
CallerSmartAlmost 70% of Americans take at least one prescription drug and nearly half of all Americans take two or more ...
CallerSmartSometimes referred to as fat-finger dialing scams, misdialed toll-free numbers can lead to stolen money and other forms of fraud. It's quite easy to accidentally call the wrong phone number, perhap...
CallerSmartFor the past several years IRS impersonators have stolen millions of dollars from U.S. citizens. Set up in boiler room call centers, typically outside of the U.S., these callers convince their vict...
CallerSmartAlmost every company that you do business with, whether it be retailers, movie theaters, hotels, etc., has a customer loyalty program in place designed to reward you for being a good customer. In a...
CallerSmartThere are many different messaging apps that you can download for your phone, such as Whatsapp, ...
CallerSmartWho can resist the offer for a free gift card to Target, ...
CallerSmartDue to privacy concerns many people don't want to have their phone number listed, in the U.S. only landline phone numbers are published by the telephone carriers. ...
CallerSmartWhen the weather starts to chill and the days get shorter, phone scammers will take advantage. With experts predicting that this year's heating costs will increase by ...
CallerSmartThe cost of utilities like electricity, gas or oil (depending where you're living in the ...
CallerSmartAs of 2015 64% of American adults owned a smartphone, and ...
CallerSmartHave you ever gotten an automated call from Rachel, Bridget, Carmen, (insert any name here) from Cardholder Services? If you have then you've been targeted by a phone scammer. These annoying automa...
CallerSmartAs of the end of 2015, Apple claimed that over 100 million iPhones were in use in the United States, the majority of these iPhones are newer models. Over ...
CallerSmartThe Better Business Bureau (BBB) is a highly respected nonprofit organization that's committed to improving consumer's ...
CallerSmartWho hasn't dreamed of playing the stock market and making tons of money? If you pick the right stock to invest in you could see your money possibly double, triple or like in the case of Apple stock...
CallerSmartImagine flying around the world first-class for pennies. You might have seen the story about the man who paid just ...
CallerSmartPaying for an in-store purchase or a meal with a credit card is probably something you do without much thought. In a survey conducted by ...
CallerSmartChoosing the right cell phone is no easy task. There are so many different smartphones on the market and finding the right one will require you to do a bit of research. Some of the most popular cel...
CallerSmartIt's arguable that the cell phone is one of the greatest inventions in the last 50 years. It has completely revolutionized the way we live and communicate with each other. The ...
CallerSmartA small business is any company having fewer than ...
CallerSmartNearly everyone uses a cell phone multiple times a day. Nine-in-ten Americans have a cell phone and roughly 43% of adults now live in a cell phone-only household according to the ...
CallerSmartThe economy has improved since the economic downturn, but many people are still struggling to find work. Data from the Bureau of Labor Statistics shows that ...
CallerSmartStaying healthy should be one of the top priorities that you have. In order to remain in good health, you will have to find the right medical professionals to treat the ailments that you have. But,...
CallerSmartWho hasn't dreamed about winning the lottery? Being able to pay off all of your bills would feel pretty amazing. There are lotteries in nearly every state and they are very lucrative due to the amo...
CallerSmartFor most people, getting unsolicited calls from telemarketers is about as fun as watching paint dry. These persistent and annoying phone calls usually come at the worst possible time. Enough people...
CallerSmartLiving paycheck to paycheck is a reality for many people. Being able to get ahead is nearly impossible for some due to the low wages and high debt they are dealing with. Most people would give just...
CallerSmartHaving healthy finances is important and takes a lot of work. The cornerstone of any balanced financial plan is low-interest credit cards. If you are like millions of other Americans, then you...
CallerSmartThe paramedic scam is one of the most sinister cons ever, and it's very similar to the ...
CallerSmartWe are very dependent on our caller ID. It helps us identify familiar and suspicious phone numbers, enabling us to screen calls easily....
CallerSmartFamilies of prison inmates are very vulnerable to scams. While they are waiting eagerly for their loved one to be released, con artists (many times other inmates) are taking advantage of their desp...
CallerSmartIn the United States 73% of the population owns a computer or laptop that they use on a daily basis to get their work done, or just to connect with friends and family via email and social media. Un...
CallerSmartGetting in trouble with the law is something that most people will go to great lengths to avoid. This fear is so powerful that it may cause a person to fall victim to a variety of scams. Most scamm...
CallerSmartAt one time or another, everyone will face a financial hardship. Finding a way to dig your way out of a financial hole can be a lot easier said than done. One of the most used financial tools for p...
CallerSmartIf you've ever looked for a place to rent, wanted to buy a used car, piece of furniture, or appliance, or were on a job hunt you may have checked out the Craigslist in your area to see your options...
CallerSmartAnyone over 65 years of age, or who qualifies for Medicare due to disabilities or a chronic condidtion, is at risk of Medicare-related fraud. The majority of this fraud starts with a phone call fro...
CallerSmartFrequently, we hear stories of military personnel identities being used in romance scams. Profile photos and names can easily be stolen from the social media of those serving and con artists will t...
CallerSmartEvery year the Consumer Sentinel Network (CSN) compiles the millions of complaints of fraud and identity theft received by the Federal Trade Commission (...
CallerSmartIt's no secret that Americans' lives are increasingly hectic, revolving around full-time careers that now demand more than the standard ...
CallerSmartIf a debt collector called and said you needed to pay a past-due bill immediately - or else face a lawsuit or arrest - you'd pay up....
CallerSmartIf you were in a crisis and needed help, who's the first person you'd call? Most people immediately think of a family member, whether it be a sibling, parent - or grandparent. ...
CallerSmartCancer is among the leading causes of death worldwide - with 1,685,210 new cases expected to be diagnosed this year in the US alone, ...
CallerSmartEvery two seconds, someone falls victim to identity fraud in the United States - costing US consumers a whopping $16 billion in 2014, according to ...
CallerSmartIt's Valentine's Day and whether you're single, in a relationship, married, or other, CallerSmart is here for you to help you get through it. Here are the top reasons to love CallerSmart this holid...
CallerSmartIn recent months there has been an increase in reports of the jury duty phone scam across the ...
CallerSmartEvery year, thousands of Americans pick up the phone and hear incredible news. They're told they've beaten the odds and won millions of dollars in the Jamaican lottery....
CallerSmartWith consumer debt in the United States continuing its rapid increase - reaching nearly $3.4 trillion last year, according to the Federal Reserve - money is already a high-stress point for those in...
CallerSmartImagine that after another long, hard day at the office, your phone rings - and you answer to hear a voice on the other line excitedly announce you've won a free vacation. ...
CallerSmartYour computer company calls; they've detected a virus on your machine and want to help you resolve the threat. To verify their authenticity, they cite key personal information and your computer's m...
CallerSmartThe IRS reports renewed efforts by IRS-impersonators looking to steal taxpayers' money through sophisticated phone scam tactics. And while you may think you'd be quick to spot a fake call, fresh wa...
CallerSmartThink of all the information that our smartphones hold and how terrible it would be if a criminal got their hands on it....
CallerSmartThe holiday season is upon us. Here at CallerSmart we love the holidays, it's wonderful to get together with loved ones, exchange gifts, and celebrate a brand new year! However, during this happy t...
CallerSmartAdvance-fee scams continue to be a major problem today and have spawned many other variations of scams that target individuals via phone, email, fax and snail mail. Dating all the way ...
CallerSmartLately, you may have seen on your local news warnings about utility related phone scams. From the Pacific Northwest to the Tri-State area this is a common phone scam in the winter months....
CallerSmartThere have been reports around the country of scammers calling vacationers in their hotel rooms and asking for their credit card information. We'll go over what the hotel reception phone scam is an...
CallerSmartCollege is a great time! You have the opportunity to move to a new city, meet new people, and learn new things. However, as we already talked about ...
CallerSmartPhone calls have been featured pretty prominently in music lately. By now you've probably heard Drake’s “Hotline Bling” and Adele’s “Hello”. Both artists in thei...
CallerSmartIf you read the news we're sure that you've seen the stories regarding the IRS phone scam and the issues that the IRS has experienced with identity theft recently. You may have even gotten a call f...
CallerSmartPhone scammers have taken on a new target: the college student. We've compiled a list of the most common phone scams that affect college students and how you can avoid them. ...
CallerSmartThe tech support scam has been around for awhile now and scammers have just continued to become more aggressive. Since Spring of 2014 Microsoft has received over ...
CallerSmartIn 1963 the United States Postal Service (USPS) unveiled ...
CallerSmartWe've discussed the eight phone scams to protect y...
CallerSmartPhone scams are no joke. Scammers target millions of Americans every year via robodialers and many people fall victim as they are threatened with arrest warrants or guaranteed free vacations. One o...
CallerSmartAre you an American who travels overseas regularly? Or maybe you're thinking about taking that dream round the world trip? Whether you travel frequently outside of the U.S., or are thinking about t...
CallerSmartA recent study found that 12% of Tinder users stated that they were in a relationship and a whopping 30% of users stated that they were married! The study conducted by ...
CallerSmartThanks to technology, people all over the world are talking (and texting) more than ever before in history. This is a great thing, helping make our world a more connected and understanding place. T...
CallerSmartThe news has been filled recently with reports of vicious attacks on people exercising their freedom of expression. (The ...
CallerSmartWhat do you get when you bring together dozens of the best public and private data sources for phone book listings and combine all that data with a community of users who compete to make sure the l...
CallerSmartHow Both Candidates Used the Telephone in the 2012 U.S. Presidential Election Both former President Obama and Governor Romney embraced iPhone and Android apps as well as text messages and...
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